Institutional Execution Reports: Loan Against Securities Case Studies
In high-stakes corporate debt syndication, theoretical frameworks mean very little without verified execution parameters. These loan against securities case studies offer a transparent look at how the Terkar Capital LAS division translates capital requirements into structured, high-value lending lines. Operating under our core corporate philosophy,We Don’t Sell, We Solve, we analyze real-world scenarios where enterprises leveraged their investment strength to resolve liquidity gaps without forcing asset liquidation.
Case Study 1: Raising ₹50 Crore for Capex Without Mutual Fund Liquidation
The Challenge:
A prominent manufacturing corporate entity required an immediate liquidity injection of ₹50 Crore to procure heavy equipment for a new production facility. The firm held a well-diversified portfolio of equity and debt mutual funds. Selling the units would trigger immediate capital gains tax liabilities and disrupt long-term compounding.
The Solution:
Our debt advisory desk structured a customized portfolio overdraft line. By electronic lien-marking the mutual fund assets across NSDL and CDSL, we opened a high-value revolving facility.
The Execution Metrics :
The transaction was structured at a highly competitive repo-linked rate with a multi-year tenure and a structured lump-sum payoff at maturity. Following due diligence, the firm achieved same-day disbursement, securing the machinery without generating a single taxable event.
Corporate Execution Summary Matrix
The table below reflects the strict operational parameters applied across our large-ticket syndication deals, as mapped out in our "LAS Proposal - Indicative Term Sheet.pdf":
Case Parameter | Standard Retail Approach | Terkar Capital Corporate Execution |
|---|---|---|
Transaction Ticket Size | Fragmented low-value retail caps | ₹50 Crore to ₹100 Crore |
Lending Architecture | Rigid EMI-based term structures | Loan Against Security (LAS) - Overdraft (OD) Facility |
Funding Timeline | Protracted multi-week clearances | Same-day disbursement post due diligence & approval |
Pricing Environment | High fixed retail premiums | 10% to 12% p.a. (Repo-Linked) |
Repayment Strategy | Immediate amortizing structures | Lump sum at the end of tenure |
To explore how your corporate portfolio can be engineered into a high-value liquidity facility, submit your demat statement to our technical desk at loanagainstsecurities.co today.