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Loan Against Equity & Hybrid Mutual Funds

​Eligible equity and hybrid mutual fund schemes may also be considered for Loan Against Securities facilities. Since these schemes are market-linked, funding limits generally depend upon the underlying asset allocation, volatility and lender-specific underwriting criteria.

Terkar Capital assists clients in evaluating eligible mutual fund portfolios across leading Asset Management Companies and structuring appropriate funding facilities.

 *Built for structured lending, not retail lending.

Typical Loan-to-Value (LTV)

Category

Equity Mutual Funds

Hybrid Mutual Funds

Typical LTV

Up to 50%

Up to 60%

Eligible Categories

​Equity Funds​

  • Large Cap

  • Flexi Cap

  • Multi Cap

  • Index Funds

  • ELSS (subject to lock-in restrictions)

  • ETFs

Hybrid Funds

  • Aggressive Hybrid

  • Conservative Hybrid

  • Balanced Advantage

  • Multi Asset Allocation

Evaluation Parameters

  • Scheme Category

  • Asset Allocation

  • NAV Volatility

  • AMC

  • Institutional Acceptance

  • Portfolio Concentration

Common Use Cases

  • Business Funding

  • Working Capital

  • Promoter Liquidity

  • Investment Opportunities

Unlock the Value of Your Equity Portfolio

Need funds without selling your shares? Get a Loan Against Equity Shares with quick processing, competitive interest rates, and flexible repayment options while your investments remain intact.

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