Strategic Liquidity of Listed Equity Investments
Get institutional-grade funding against equity shares held in demat, without disturbing long-term portfolio positioning.
LAS Division of Terkar Capital arranges liquidity solutions for promoters, HNIs, directors, investors and business owners seeking capital efficiency against their listed equity assets.
*Built for structured lending, not retail lending.
Why Institutional Leaders Choose Structured LAS
Zero Dilution:
Raise massive capital without liquidating equity or sacrificing corporate voting power.
Interest Efficiency:
Serviced purely as an overdraft facility, pay only on what you draw, preserving treasury yield.
Rapid Underwriting:
Institutional-grade vetting bypasses the tedious red tape of standard retail commercial loans.
Institutional Liquidity Backed by Listed Equity Assets
Loan Against Shares (LAS) allows borrowers to leverage approved listed equity holdings to gain structured working capital, promoter funding, acquisition support, bridge liquidity or treasury flexibility.
At Terkar Capital, LAS is being pitched as a strategic balance sheet instrument and not as a retail loan product
*Built for structured lending, not retail lending.
This structure is commonly utilized for:
Institutional Underwriting
Focuses on institutional underwriting
Promoter Holding Assessment
Assesses the promoter's holding in the company.
Portfolio Quality Evaluation
Evaluates the quality of the portfolio.
Risk-Managed Exposure
Manages exposure to risk effectively
Lender Alignment
Ensures alignment with lenders' interests.
Structured Overdraft Facility
Provides structured overdraft facilities.
Approved listed equity holdings
Group A : Premium Listed Shares
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Target Assets: High-volume, large-cap blue-chip stocks.
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Market Dynamics: Characterized by exceptional daily liquidity, active trading frequency, and deep institutional participation.
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Lending Terms: Qualifies for maximum loan-to-value (LTV) limits and rapid underwriting due to strong lender comfort.
Group B : Aproved Mid-Cap shares
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Target Assets:Fundamentally strong mid-cap companies.
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Market Dynamics: Healthy business fundamentals, but subject to lower daily market volumes and high volatility profiles.
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Lending Terms: Subject to cautious leverage limits and strict cap constraints to manage concentration risk.
Strategic Applications of LAS Structures
Our Risk & Evaluation Framework
Portfolio Risk & Governance Framework
To ensure sustainable liquidity management, our underwriting engine structures each facility against strict institutional risk metrics:
​Portfolio Risk
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Eligibility & Approved Securities :
Pre-vetted screening against designated Group A and Group B lists to ensure rapid underwriting and approval.
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Governance Risk
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LTV Thresholds & Conservative Exposure :
Disciplined leverage limits designed to protect your core equity from sudden market downswings.
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Monitoring Frameworks :
Dynamic, real-time margin tracking to maintain portfolio equilibrium amidst daily market variations.
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Liquidity Hedges & Industry Diversification :
Comprehensive evaluation of stock-wise and sector-wise concentration to mitigate systemic market risk.
Loan-to-Value Structuring Framework
Loan-to-Value (LTV) is the ratio of how much you can borrow against your approved equity holdings.
*Rather than maximizing leverage, the objective is sustainable liquidity management.
The structure is affected by:
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Market variations
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Portfolio diversification
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Sector risk
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Lender policy systems
Institutional LAS emphasises:
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Disciplined collateralization
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Dynamic margin monitoring
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Exposure management
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Cautious leverage postion
Flexible Structured Liquidity Access
Most LAS structures are offered in the form of an overdraft (OD) facility.
This allows borowers to
Draw funds as needed
Optimize interest use.
Maintain treasury flexibility
Maintain a flow of operational liquidity
Key Structural Benefits
Interest paid only on amount used
Revolving access to cash .
Faster operational deployment
Structured borrowing with collateral