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Loan Against Group A Shares

Group A Shares generally comprise some of the most actively traded and institutionally accepted listed companies on recognised stock exchanges. Due to their strong liquidity, higher market capitalisation and wider market participation, these securities are commonly considered by banks and financial institutions for Loan Against Securities (LAS) facilities.

​Terkar Capital's LAS Division assists business owners, promoters, HNIs and investors in structuring funding solutions against eligible Group A equity portfolios without requiring the sale of long-term investments. By leveraging approved securities, borrowers may unlock liquidity while continuing to participate in potential dividends, corporate actions and long-term wealth creation.

Typical Loan-to-Value (LTV)

Particular

Typical LTV

Interest Structure

Ownership

Security Type

Details

Up to 50–60%

Charged only on utilised amount (subject to lender terms)

Investor continues to own the shares

Approved Listed Group A Shares

Securities We Work With

Terkar Capital evaluates portfolios comprising institutionally accepted Group A listed companies traded on recognised stock exchanges. Final eligibility depends upon the lender's approved security list, portfolio composition and prevailing market conditions.

Our role is to assess portfolio suitability, identify appropriate lending institutions and structure the transaction based on the client's funding requirement.

How Eligibility is Evaluated

Eligibility is assessed on multiple parameters including:​

  • Institutional approved security list

  • Average trading volume

  • Market capitalisation

  • Price volatility

  • Portfolio concentration

  • Promoter holding (where applicable)

  • Liquidity profile

  • Internal lender policies

Common Use Cases

  • Working Capital

  • Business Expansion

  • Acquisition Opportunities

  • Bridge Finance

  • Tax Payments

  • Promoter Liquidity

  • Investment Diversification

Documents Generally Required

  • PAN & Aadhaar

  • Demat Holding Statement

  • Latest Portfolio Statement

  • Bank Statement

  • Income Proof (where applicable)

  • KYC Documents

Disclaimer

Acceptance of any Group A share as collateral is subject to the lending institution's approved security list and prevailing underwriting policies.

Unlock the Value of Your Equity Portfolio

Need funds without selling your shares? Get a Loan Against Equity Shares with quick processing, competitive interest rates, and flexible repayment options while your investments remain intact.

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