Welcome To Terkar Capital's LAS !
- Vishal Terkar
- Jul 1
- 3 min read
Updated: Jul 11
Markets have evolved.
Businesses have evolved.
Investment portfolios have evolved.
But when it comes to raising liquidity, many investors still believe that selling their investments is the only option.
At Terkar Capital, we believe there is a smarter way.
That is why we created our dedicated Loan Against Securities (LAS) Division—a specialized vertical focused exclusively on helping individuals, business owners, promoters, professionals, family offices, HNIs and corporates unlock liquidity while continuing to own their investments.
Because at Terkar Capital,
We Don't Sell. We Solve.
Why We Created This Division
Most investors have built quality portfolios over many years.
These may include
These assets continue generating long-term wealth.
Yet during business expansion, working capital shortages, tax payments, acquisitions or strategic opportunities, investors often liquidate these investments.
Selling investments may lead to -
Loss of future appreciation
Missed dividend income
Capital gains taxation
Portfolio disruption
Reinvestment challenges
Many are simply unaware that these investments can be strategically leveraged without selling them.
Our LAS Division was established to bridge this knowledge gap.
Our Purpose
The purpose of this division is not merely to arrange finance.
It is to educate.
To simplify.
To create awareness.
To help investors understand that investments can work twice—
once by creating wealth and again by providing liquidity.
Our objective is to help clients make informed financial decisions instead of emotional ones.
Creating Awareness About Loan Against Securities
Despite being one of the most efficient funding solutions available today, Loan Against Securities remains significantly underutilized.
Many investors are unaware that eligible securities can be pledged to obtain funding while continuing to remain invested.
Through this dedicated platform, we aim to publish educational resources covering topics such as:
How Loan Against Securities works
Eligible securities
Loan-to-Value (LTV)
Case studies
Risk management
Portfolio funding strategies
Tax considerations
Real-life use cases
Promoter funding
Treasury solutions
Institutional liquidity
Frequently asked questions
Our goal is to make this knowledge easily understandable for every investor.
Who Can Benefit?
The LAS Division serves a wide range of clients, including:
Business Owners
MSMEs
Corporate Promoters
High-Net-Worth Individuals (HNIs)
Professionals
Family Offices
Corporate Treasuries
Startup Founders
Investors with diversified portfolios
Whether the objective is expansion, working capital, acquisition funding, bridge finance, or treasury optimisation, structured liquidity can often provide a more efficient alternative to liquidating investments.
Eligible Securities
The division focuses on financing against a range of financial assets, including:
Listed Equity Shares
Equity Mutual Funds
Debt Mutual Funds
Sovereign Gold Bonds (SGB)
Corporate Bonds
Fixed Deposits
Eligibility depends on lender policies, asset quality, concentration norms and portfolio composition.
Which type of security would you prefer to liquidate than selling ?
SGB & Corporate Bonds
Fixed Deposites
More Than Funding—Strategic Liquidity
Every funding requirement is different.
Our role extends beyond arranging finance.
We assist clients in understanding:
Portfolio suitability
Funding structures
Risk assessment
Loan-to-Value optimisation
Interest cost considerations
Institutional funding options
Documentation support
End-to-end execution
The objective is to help clients retain ownership of their investments while accessing liquidity efficiently.
What You Can Expect From This Knowledge Centre
This website has been created as an educational resource dedicated to Loan Against Securities.
In the coming months, we will publish:
Educational Guides
Industry Articles
Market Insights
Strategy Notes
Comparison Guides
Explainer Articles
FAQs
Calculators
Case Studies
Glossary of Financial Terms
Regulatory Updates
Practical Funding Insights
Our focus is to create one of India's most comprehensive educational knowledge hubs dedicated exclusively to Loan Against Securities.
About Terkar Capital
The LAS Division is an extended knowledge and execution vertical of Terkar Capital, a specialist investment banking and debt syndication firm.
Rather than operating as a separate brand, this division complements Terkar Capital's broader financing capabilities by focusing exclusively on securities-backed lending and strategic liquidity solutions.
Visit our Head Office
Investments should not always be viewed only as wealth-building assets.
When used strategically, they can also become powerful financial tools for unlocking liquidity without disrupting long-term investment goals.
Through Terkar Capital's LAS Division, we aim to simplify this concept, improve awareness, and help investors understand how their portfolios can work more efficiently.
Because informed decisions create stronger financial outcomes.And that is precisely why this division exists.
Frequently Asked Questions
What is the LAS Division?
It is Terkar Capital's dedicated division focused on Loan Against Securities, portfolio-backed funding, and educational resources.
Is this website separate from Terkar Capital?
No. It functions as an extended knowledge and execution platform dedicated to Loan Against Securities while complementing Terkar Capital's broader investment banking and debt syndication services.
Does Terkar Capital provide advice on selling investments?
The focus of this division is to help clients explore liquidity solutions that may reduce the need to liquidate eligible investment portfolios, subject to lender eligibility and funding structures.
Who should use this platform ?
Business owners, investors, HNIs, promoters, professionals, treasury teams, and anyone seeking to understand securities-backed funding.
Use our free resource
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